For the last 24 years I have helped hundreds of families and individuals purchase and/or refinance their home. I’ve worked in the operations side of the Mortgage Industry (Compliance, Processing, and Underwriting Department) and eventually?became a Mortgage Loan Officer. This has given me a unique perspective on what is truly required to structure a loan?and assist you?through the loan process. Whether you’re a first-time home buyer, an?empty?nester, looking to trade up,?or simply wishing to lower your mortgage payment….?I can assist you. Together, we will?evaluate?your specific situation?and discuss options that best meets your goals. I welcome the opportunity to speak with you about your purchasing and/or refinancing objectives. The financial aspects of home buying and/or refinancing?can be stressful and overwhelming—but it does NOT?have to be.?I understand that,?“It is not just a loan, It’s your HOME”

CA: DBO Finance Lenders Law License# 60DBO44688. DBO Residential Mortgage Lending Act License# 4131257. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.